How Asia Is Adapting To The Alternative Finance Revolution

Based on data from The World Bank, more than 200 million micro, small and medium-sized enterprises (MSMEs) in emerging economies lack adequate financing, due to lack of collateral, credit history and business informality. Until recently, alternative finance platforms have witnessed staggering success and even reached a stage of maturity in the Western markets, particularly in the U.K and U.S. In recent times even the East has also joined the ranks and given the alternative finance industry a major boost. Countries such as China, Singapore, Hong Kong, and most recently Indonesia, Malaysia, the Philippines, and India have displayed a tremendously positive response to several platforms providing alternative forms of finance to enterprises and individuals. The collaborative approach with banks towards alternative finance will then continue to pick up pace, enabling banks to expand their services to a larger client segment. As the largest player in the Singapore P2P Market, Capital Match aims to provide the fastest and the most convenient way for SMEs to get financing options. 
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Five Reasons to Consider Peer-to-Peer Lending

Peer-to-peer (P2P) lending represents a growing market that has gained traction with investors. P2P platforms create a market place for investors to lend money directly to borrowers. In return, investors receive an attractive yield – provided the borrower does not default.

This article lists 5 reasons to consider P2P lending. Firstly, traditional saving accounts offer low interest rates, causing the value of money to be easily eroded by inflation. Secondly, P2P generally offers attractive returns that beat inflation. Thirdly, P2P provides investors with the opportunity to diversify their investments. Fourthly, P2P platforms are becoming increasingly accessible to investors. Lastly, P2P helps support the economy by providing startups and SMEs with adequate working capital to grow their businesses.

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