The growth in Fintech has provided new sources of alternative finance. Some online Platforms have become more than just a means of matching borrowers with lenders for a higher yield and less volatility than conventional fixed-income asset classes.Invoice financing is one form of alternative finance which is set to become even more important in Southeast Asia especially in Singapore. By replacing traditional “brick-and-mortar” middlemen with technology, such platforms are able to reduce the cost of servicing, and funding typical loans. As a result, borrowers receive a lower interest rate whilst lenders receive a more attractive rate of return. Investors are able to earn relatively high return (<20%) on a short-term loan for a relatively smaller risk. This has become the new methods for accredit/institutional investors as well.