Despite new rules by the government are implemented to help the SMEs in getting more financial help. Budget measures don’t solve immediate issues, they say; water tariff hike and changes to diesel tax will add to cost pressures for them. Sentiment on the ground is especially strong. On one hand, businesses feel there is no quick fix to relieve their current woes. Kenneth Loo, president of the Singapore Contractors Association, said that while bringing forward of public-infrastructure projects will boost the quantum of work for the sector, the raised water tariff is a concern. He said: “With the market being slow and business cost is our biggest worry, any increases in costs will have an impact on our members, so that is a bit of a setback for us.” One of the SME’s key concerns is that they need to grow their competency to seek long-run success. Affordable SME loans and alternative financing techniques(Invoice Financing, PO Financing) could be a source of help they could get apart from Large Banks and Government.